Advertiser Disclosure

Secured Credit Cards

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card
Credit Needed
Bad
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Benefits & Key features

  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Reports to consumer reporting agencies help you monitor your financial progress to build credit (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website
view details

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card
Credit Needed
No credit check
Regular APR
17.39% (variable)
Annual Fee
$35

Benefits & Key features

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

No credit check

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
17.39%
(variable)
Annual Fee
$35
view details

First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card
Credit Needed
Bad
Regular APR
13.99% (V)
Annual Fee
$39

Benefits & Key features

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
13.99%
(V)
Annual Fee
$39
view details

First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card
Credit Needed
Bad
Regular APR
9.99% (V)
Annual Fee
$49

Benefits & Key features

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
9.99%
(V)
Annual Fee
$49
view details

First Progress Platinum Elite Mastercard® Secured Credit Card

First Progress Platinum Elite Mastercard® Secured Credit Card
Credit Needed
Limited / Bad
Regular APR
19.99% (V)
Annual Fee
$29

Benefits & Key features

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI  * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

 

Limited/Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
19.99%
(V)
Annual Fee
$29
view details