Advertiser Disclosure

Cards for Fair Credit

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card
Credit Needed
Bad / Fair
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Benefits & Key features

  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Access to available credit when you need it 
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Fast, easy & secure online applications
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Bad/Fair

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website
view details

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card
Credit Needed
Bad
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Benefits & Key features

  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Access to available credit when you need it 
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Fast, easy & secure online applications
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website
view details

First Digital NextGen Mastercard® Credit Card

First Digital NextGen Mastercard® Credit Card
Credit Needed
Fair / Limited
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online 
  • Build up your Credit with a card that reports to all three major credit bureaus every month. 
  • Perfect credit not required for approval; we may approve you when others won’t 
  • You may be eligible for a Credit Line Increase after six months 
  • Easy and secure online application – it just takes moments to apply 
  • Checking account required. 
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies) 
  • Get a result in as little as 60 seconds upon completion of the online application 
  • Online Customer Center available 24 x 7 
  • Issued by Synovus Bank, Member: FDIC

Fair/Limited

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card
Credit Needed
Fair / Good
Regular APR
24.90% fixed
Annual Fee
$0 - $99

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
24.90%
fixed
Annual Fee
$0 - $99
view details

Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®
Credit Needed
Fair / Good
Regular APR
24.90% fixed
Annual Fee
$0 - $99

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
24.90%
fixed
Annual Fee
$0 - $99
view details

Surge Mastercard® Credit Card

Surge Mastercard® Credit Card
Credit Needed
Bad / Poor
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Bad/Poor

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details