Advertiser Disclosure

Bad Credit

Our team continuously monitors the market in order to bring you the best cards, reviews and offers available online. When assessing the best cards for our customers, we evaluate all the fine print for each card, and then, we review and compare the best credit card offers for you. Once you have found the card that best suits your needs, you will be forwarded to the issuers site, where all applications are secure. The entire process is quick and easy. We take the hassle out of it for you. Our goal is to provide the best resources so our customers can search, compare and apply for the best offers available.

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card
Credit Needed
Bad / Fair
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Benefits & Key features

  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Access to available credit when you need it 
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Fast, easy & secure online applications
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Bad/Fair

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website
view details

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card
Credit Needed
Bad
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Benefits & Key features

  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Access to available credit when you need it 
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Fast, easy & secure online applications
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website
view details

Surge Mastercard® Credit Card

Surge Mastercard® Credit Card
Credit Needed
Bad / Poor
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Bad/Poor

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

Fit Mastercard® Credit Card

Fit Mastercard® Credit Card
Credit Needed
Bad / Fair
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required

Bad/Fair

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

Horizon Gold Card

Horizon Gold Card
Credit Needed
Bad
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly

Benefits & Key features

  • Instant $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Bad

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR* (Purchases)
N/A
Intro APR* (Balance Transfer)
N/A
Ongoing APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly
view details

Reflex Mastercard® Credit Card

Reflex Mastercard® Credit Card
Credit Needed
Bad / Fair
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • $0 fraud liability for unauthorized charges

Bad/Fair

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details