Advertiser Disclosure

0% Intro APR

One of the most powerful financial tools that should be in your arsenal is a 0% Intro APR credit card.  It's a great way to take your time paying off a big purchase without incurring interest.  Some cards also have other great features like 0% Balance Transfer APR or Cash Back. These are the our favorite 0% Intro APR cards from our partners.

Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™
Credit Needed
Excellent
Regular APR
14.99%
Annual Fee
$195 ($95 for each Authorized User added to the account)

Benefits & Key features

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
14.99%
Annual Fee
$195 ($95 for each Authorized User added to the account)
view details

Luxury Card™ Mastercard® Black Card™

Luxury Card™ Mastercard® Black Card™
Credit Needed
Excellent
Regular APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)

Benefits & Key features

  • Patented black-PVD-coated metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority PassTM Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)
view details

Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™
Credit Needed
Excellent
Regular APR
14.99%
Annual Fee
$995 ($295 for each Authorized User added to the account)

Benefits & Key features

  • Patented 24K-gold-plated front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority PassTM Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
14.99%
Annual Fee
$995 ($295 for each Authorized User added to the account)
view details